Carta Modelo #1

Have you dreamed about going to the Caribbean, China, and Hawaii, Europe? Well, dream no longer. We have pre-approved a vacation loan in your name!

Receive up to $4,000 today. Take just 10 minutes to fill out an application and you could be making your vacation plans by the end of the day. That's all there is to it!

Imagine visiting Buckingham Palace or walking the white beaches of Honolulu. It's your dream and we can make it come true. Call us right away. Don't put off your long-awaited getaway any longer!

Call any of our friendly loan officers at 555-5555.

Carta Modelo #2

Could you use some extra cash this fall?

It's almost fall ... time to pay those summer bills, back-to-school expenses, and prewinter home improvements! Who couldn't use a little extra cash for this busy time of year?

That's why we're here. At Doe Financial we know about the expenses of the season, and we want to help. As a special offer to selected customers with excellent payment histories, we invite you to:

Skip your September loan payment with the Doe Financial Skip-A-Payment Program!

If extra money would be helpful for your fall plans, complete the attached coupon and mail it right away. We need to receive your coupon and check at least 7 days prior to your due date to avoid late fees. If your payment is automatically deducted from one of your Doe Financial accounts, make sure the coupon and check reach us at least 10 business days before your due date. This offer ends September 28.

Just think of all you can do! Pay off other bills ... make those home improvements ... or just be prepared for those unexpected expenses that come up anytime of year,

If you have any questions about this payment skip offer, please call us at 555-5555. Thank you for your continuing business and for your prompt payment history. It is a pleasure to have you as a customer. Enjoy your extra cash!

P.S. If you're using a coupon book, don't throw away the skipped coupon. Place it at the back of your payment book as a reminder that your payment is deferred and the final maturity date is extended by one month. Interest will continue to accrue on the unpaid balance, including the month you skip your payment, As a result, your final payment will most likely be larger than your regular monthly payment amount.

Carta Modelo #3

Need a little help with holiday expenses?

You are invited to skip your December or January loan payment!

You treasure the holidays every year--watching loved ones open special gifts, visiting family and friends, taking a break from school and work. But you might enjoy them more if the added expense didn't eat into your budget!

That's why we're here. Doe Bank wants to make it easier for you to purchase gifts, travel, or just handle the unexpected expenses that happen any time of year.

You are invited to skip either your December (year) or January (year) loan payment with the Doe Bank Skip-A-Payment Program!

It's our way of thanking you for your business, and for your excellent credit history.

This year, you can plan to buy a special gift for someone, travel to see your favorite cousin, or relax, knowing you have a little "cushion" to fall back on. But be sure to plan ahead--we need to receive notification at least 7 days prior to your usual payment due date. So complete the attached certificate and mail it to us right away. If your payment is automatically deducted from one of your Doe Bank accounts, make sure the coupon and check reach us at least 10 business days before your due date.

If you have any questions about this payment skip offer, please call us at 555-5555. Happy holidays from your friends at Doe Bank!

P.S. Remember, if you're using a coupon book, don't throw away the skipped coupon. Place it at the back of your payment book as a reminder that your payment is deferred and the final maturity date is extended by one month. When you choose to skip a payment, interest will continue to accrue on the unpaid balance of your loan, including the month you skip your payment. As a result, your final payment, which will include your deferred payment plus accrued interest, will most likely be a little larger than your regular monthly payment. This offer ends (date).

Carta Modelo #4

How much would you pay to make your debts disappear?

What about $289?

That's the modest monthly payment you'd make to wipe out your debts of $15,000 if you qualify for our lowest rate. Better yet, the $289 itself disappears after 72 months, leaving you with zero debts and zero payments. Debt-free at last!

You can do it with a loan from Doe Bank. This is a great way to pay off your smaller debts. Plus, you can get rid of those high interest rates and get out of debt faster still.

What's more, we can set up your loan over the phone in as little as 10 minutes (call toll-free 1-800-555-5555); or you may complete and mail in the Loan Request Form. Just be sure to call or mail within the next 7 days.

For example ...

You gain firm control of your finances.

As you'd expect from Doe Bank, this loan program is packed with smart money-management benefits for you. For example...

(List 3-5 one-sentence bullet point benefits)

In addition to paying off your debts, this is a great way to cover emergency expenses, or to pay for new purchases, a vacation, home furnishings, redecorating, tuition bills--anything at all. It's your choice.

This is important for you and your family. So, take 10 minutes to call and request your loan now; or, if you prefer, fill out the Loan Request Form and drop it in the mail. That's all you do.

Under this simple plan, you can systematically reduce your current debts until they are zero. At the same time, you gain financial strength. Over time you can build a solid foundation for your future prosperity--all the more reason to start now.

P. S. We've set aside the time and money to open this "window of opportunity" for you. If you miss this now, I cannot promise you'll get a second chance on these special terms. So call us or mail in your request form today. Thanks!

Carta Modelo #5

Subject: Online loans

As a valued Doe Bank customer, you can now apply for loans over the Internet.

It's quick; it's easy, and we can usually give you an answer within 24 hours. Just think, apply for a loan without ever having to make a call or leave your house!

Visit us at www.doebankloanscom and click on LOANS.

Carta Modelo #6

Do you need to borrow some money? Maybe for a car, college, vacation, home improvements?

Doe Online Lenders makes borrowing quick and easy. We take your application over the Internet or by phone, and we can usually give you an approval the same day. Visit us at www.DoeLenders.com.

Our rates are guaranteed to be as low as any of our competitors. And even if you have marginal credit, we can help you. Just fill out the simple online application and, within a very short period, we'll send you back a free, no-obligation quote. Or you can give us a call at 555-5555.

Don't look anywhere else. Doe Online Lenders is your one-stop loan center. Visit us today!

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