Grant Approval For Credit • Letter Templates and Guides

How to write this letter:

1Enthusiastically announce the approval.
2Add pertinent information.
3Close with an offer or assurance of service.


This letter is a pleasant one to receive, and may be used as an opportunity to foster a business relationship, as well as to announce the credit approval. Remember that the law treats consumer and commercial credit differently. Make sure any credit approval complies with applicable state and federal laws. Consumer credit, in particular, requires a variety of disclosures that are beyond the scope of this program. In cases where such disclosures are required, the letter you write would be only a cover letter discussing the general terms of the loan and referring to attached disclosure forms.

Example Letter #1


Congratulations! You are now approved for a $1,000.00 line of credit with the Doe Corporation. Please carefully read and sign the enclosed credit agreement and return it to our offices, and our representatives will immediately set up your credit account.

Thank you for choosing the Doe Corporation.

Example Letter #2


Good news! We have approved your application for a $5,000 credit line with a 12% APR. We send statements on the 25th of each month, and payments are due by the 10th of the following month. Please call us at 555-5555 if you have any questions. We look forward to serving you.

Example Letter #3


Thank you for your Doe's Credit application. We are very pleased to extend to you our Gold Line of in-store and delivery credit. Please complete the enclosed authorization sheet and include the names and signatures of all persons you wish to authorize to use your account.

Example Letter #4


Congratulations on being approved for a Doe's Gold account. Enclosed is your card. Please understand that you have a credit limit of $2000 with an introductory APR of 7.5%. All other credit terms are detailed in the enclosure. We hope you find your credit account convenient and economical.

Example Letter #5


We have approved your application for credit. Your initial credit limit is $2,000. If you wish, we will consider an increase after six months. Please refer to the enclosed forms that discuss the terms and conditions of your account and give the necessary consumer credit disclosures. If you have any questions, please call us at 555-5555.

Write Your Letter Step-by-Step


Enthusiastically announce the approval.

Example Sentences for Step 1

Example Phrases for Step 1


Add pertinent information.

Example Sentences for Step 2

Example Phrases for Step 2

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